You will have a dedicated team of mortgage professionals helping you through every step of the process
At Mechanics Bank, we specialize in personal, local service. We're proud to be part of the community, and we're committed to helping our neighbors reach their homeownership goals. Let one of our friendly Mortgage Loan Representatives guide you through the buying or refinancing process.
Whether your goal is to buy your first home, improve or refinance an existing residence, or expand upon your empire, Mechanics Bank is here to help. Our Mortgage Loan Representatives understand the time and expertise required in navigating the mortgage process, and want to ensure this process is as seamless as possible for you.
NAPA AND SURROUNDING AREAS
Patrick McArdle
NMLS# 742368
Office: (707) 603-2622
Cell: (707) 287-4295
Fax: (707) 265-9923
700 Trancas Street
Napa, CA 94558
Patrick has been with Mechanics Bank, or affiliate organizations, for 17 years. He specializes in loans involving complex financial analysis on larger properties, including those with agriculture uses. He earned an MBA from the University of California, Irvine, following undergraduate studies at U.C. Davis.
SALINAS AND SURROUNDING AREAS
Lisa Ostarello
NMLS# 742372
Office: (831) 737-1261
Cell: (831) 901-5895
Fax: (831) 422-0924
301 Main Street
Salinas, CA 93901
Lisa has been with the Bank for over 30 years, and loves that she is now helping second, and in some cases third, generation clients. She is passionate about swimming, with her daily goal being to swim 2500 yards (100 lengths). She has been a host Mom to eight international students while they attended their junior year of high school, and has even had them come back to attend University. Lisa comes from a large Italian family so she loves to eat and cook!
PASO ROBLES AND SURROUNDING AREAS
Karen Sepulveda
NMLS# 742374
Office: (805) 434-2026
Cell: (805) 423-1269
Fax: (805) 434-0698
1025 Las Tablas Road
Templeton, CA 93465
Karen began her career with Mid-State Bank in 1978 and has a total of 44 years of experience in the lending field, with many years focused on commercial and residential construction lending. In 2002, Karen changed her career path to mortgage lending. She currently resides in Morro Bay and works out of the Templeton and Morro Bay offices.
MONTEREY AND SURROUNDING AREAS
Mike Rogers
NMLS# 275758
Office: (831) 737-1441
Cell: (831) 233-0026
561 Lighthouse Avenue
Pacific Grove, CA 93950
Mike enjoys working with all types of clients – single family, two to four unit properties, and estates – and he excels with complex borrower financials. His over 30 years in the industry gives him the experience you can count on. In his spare time, Mike can be found volunteering with the Monterey Peninsula Foundation, which operates the AT&T Pebble Beach Pro-Am, and of course is an avid golfer himself.
SANTA MARIA AND SURROUNDING AREAS
Didi Reynoso
NMLS# 633237
Office: (805) 614-5307
Cell: (805) 689-0038
Fax: (805) 349-1101
1554 South Broadway
Santa Maria, CA 93454
Didi brings to Mechanics Bank more than 30 years of experience in the areas of Real Estate, Community Reinvestment and Mortgage. She has served on numerous non-profit boards and is active in her community on California’s Central Coast.
LOMPOC AND SURROUNDING AREAS
Edna Young
NMLS# 614339
Office: (805) 735-3777
Cell: (805) 315-5075
Fax: (805) 735-7906
828 N. H Street
Lompoc, CA 93436
Edna specializes in refinances and purchases, and especially enjoys working with first time homebuyers. She is an active member in Northern Santa Barbara County, from Santa Maria to Santa Ynez. She regularly participates in Relay for Life in Santa Maria and Lompoc, as well as Empty Bowls fundraisers to fight hunger. In her downtime, Edna enjoys antiquing and the relaxation that comes with gardening.
CAMARILLO AND SURROUNDING AREAS
Alfredo Melendez
NMLS# 1051621
Office: (805) 477-3342
Cell: (818) 389-3846
1171 South Victoria Ave., Ste 2A
Ventura, CA 93003
Alfredo brings 11 years of banking experience to Mechanics Bank. He has the knowledge and experience to help his clients through the entire mortgage loan process with a high level of service and care. Alfredo is fluent in both English and Spanish. Outside of the office, he likes to spend time with his family, travel and try new restaurants.